Financing Orthodontics & Insurance Info

Orthodontic Care That Feels Worthwhile From the Very Beginning

We believe investing in your smile should feel clear, comfortable, and genuinely worthwhile.

As a privately owned practice, we’ve built every part of the experience around what matters most to families, including flexible financing and clear guidance.

Paying for Orthodontics:
What to Expect

We know that starting orthodontic treatment is a meaningful investment, and we believe the experience should feel just as thoughtful as the care itself.

We offer complimentary consultations so you can experience our approach to care, get clear answers, and feel confident before moving forward.

During your consultation, we’ll:

Take the time to get to know your smile, goals, and treatment options
Perform a comprehensive smile evaluation
Take any necessary digital scans or imaging
Walk you through braces and clear aligner options for you or your child
Review your treatment timeline and what’s included
Create a customized financing plan designed around your budget

If you’ve already visited another orthodontist, we’re also happy to provide a complimentary second opinion and answer any remaining questions

Payment Options for Every Family

Flexible Financing for Orthodontics

We offer customized financing plans with flexible options:

0% interest in-house financing
Flexible monthly payment plans
CareCredit financing
Low down payment options
Family, military, and pay-in-full discounts

Extended financing terms are also available to help lower monthly payments and create a plan that fits your family’s budget.

Using Your HSA or FSA for Orthodontics

In many cases, FSA and HSA funds can be applied toward orthodontic treatment. We accept HSA and FSA payments for braces and clear aligner treatment, and we’re happy to walk you through the process of applying your funds.

Understanding What Goes Into the Cost of Orthodontics

The cost of braces or clear aligners depends on your treatment needs, appliance type, and overall complexity of care.

At Lazzara Orthodontics, every treatment plan is thoughtfully customized around the individual patient and designed with long-term results in mind.

Your orthodontic experience includes:

Personalized treatment planning from two Board Certified orthodontists
Advanced digital scanning and treatment technology
Fully customized orthodontic care
On-time appointments and efficient scheduling
A warm, welcoming experience designed around your family

Orthodontic Insurance Made Simple

Understanding orthodontic insurance benefits can feel confusing, but our team is here to make the process easier.

We accept most PPO insurance plans, including:

Delta Dental
Aetna
Cigna
MetLife
BlueCross BlueShield
United Healthcare
United Concordia (TriCare)
Guardian

Our team will:

Verify your orthodontic benefits
Submit claims on your behalf
Help maximize your available coverage
Explain your estimated out-of-pocket costs clearly

Simply bring your insurance information to your consultation, and we’ll help guide you through the rest.

Let’s Check Your Orthodontic Benefits

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Let’s Create a Smile You’ll Feel Great About

Book your complimentary consultation with our orthodontic office in Jacksonville Beach or Nocatee in Ponte Vedra.