Braces at Beaches Braces typically cost $3,000-$7,000 total, with insurance often covering $1,000-$3,500 of treatment. Your out-of-pocket cost after insurance usually ranges from $1,500-$4,000, depending on your plan’s orthodontic maximum and coverage percentage (typically 50%). Metal braces are generally the most affordable option, while ceramic or lingual braces cost 10-30% more. We accept most major insurance plans and handle all paperwork to maximize your benefits. For remaining balances, we offer flexible payment plans with 0% interest, bringing monthly payments down to $99-$250. During your free consultation at our Jacksonville Beach office, we’ll verify your exact insurance coverage and provide a detailed cost breakdown with multiple payment options.